Buyer Resources

Copyright Experience Realty

The Buying Process

• Decides to look for a home
  

• Talks to real estate agent
  

• Decides to have representation by a Buyer's agent.
  

• Determines needs and wants
  

• Talks to loan officer
  

• Discusses financial issues
  

• Views & researches target homes
  

• Selects a target home
  

• Makes an offer to buy
  

• Offer negotiated
  

• Offer accepted
  

• Loan application
  

• Home inspections
  

• Appraisal
  

• Loan approval
  

• Closing papers signed
  

• Documents recorded
  

• Funds disbursed to seller
  

• Buyer takes possession
  

• The move in
  

A Team Effort

Your Agent/Realtor

A successful purchase starts with the right representative, and that's where we come in. In fact, we can act as the team leader and take some of the responsility off of your shoulders by recommending  other professionals, as needed, to you.

Lender (Appraiser)

A bank is not just a bank. Having the right banker can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.

Lawyer

Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector

No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road.

Buying Process    Team Effort  

Call us!   252-975-0777

or 866-466-2928

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